Policy Privacy
Terms of Use and Privacy Policy
Effective as of: December 7, 2023
This Privacy Policy, developed by 3APPS SOLUTIONS AND ADVISORY LTDA (“3APPS,” “we,” “us,” or “our”), outlines how your personally identifiable information and other information about you (your “user information”) will be collected, used, and shared across all applications and services provided by 3APPS. Additionally, it details your rights and obligations regarding the use of our Services.
This Privacy Policy also describes your choices and rights regarding the use, access to, and correction or deletion of your user information.
Disclaimer
NO GUARANTEE OF ACCURACY. 3APPS DOES NOT GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ANY ERRORS OR OTHER INACCURACIES IN THE INFORMATION, CONTENT, RECOMMENDATIONS, AND MATERIALS MADE AVAILABLE THROUGH THE SERVICES. WHEN EVALUATING OFFERS, PLEASE REVIEW THE FINANCIAL INSTITUTION’S TERMS AND CONDITIONS.
SERVICES PROVIDED FOR INFORMATIONAL PURPOSES. THE INFORMATION PROVIDED THROUGH THE SERVICES IS PROVIDED SOLELY FOR INFORMATIONAL, EDUCATIONAL, OR ENTERTAINMENT PURPOSES AND DOES NOT CONSTITUTE LEGAL, FINANCIAL, TAX PLANNING, OR OTHER ADVICE. 3APPS IS NOT A FINANCIAL INSTITUTION. 3APPS MAKES NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE RESULTS THAT MAY BE OBTAINED THROUGH THE USE OF THE SERVICES.
BEFORE MAKING ANY FINANCIAL DECISIONS OR IMPLEMENTING ANY FINANCIAL STRATEGY, INCLUDING RECOMMENDATIONS OF THIRD PARTIES IDENTIFIED THROUGH THE SERVICES, 3APPS RECOMMENDS THAT YOU OBTAIN ADDITIONAL INFORMATION AND ADVICE FROM ACCOUNTANTS OR OTHER FINANCIAL ADVISORS WHO ARE FULLY AWARE OF YOUR INDIVIDUAL CIRCUMSTANCES.
Changes to Terms of Use and Privacy Policy
3APPS may modify these Terms of Use and Privacy Policy to improve, adapt, or update them to comply with changes in legislation or business decisions. Continued use of our Services after such updates constitutes acceptance of the revised terms.
Registration and subsequent browsing and use of any 3APPS application depend on acceptance of these Terms of Use and Privacy Policy. If you do not agree with any conditions outlined here, we recommend not using the Services.
Who We Are
- We provide: Simplified tools to help users make informed decisions, such as comparing credit card options, loans, and financial tools.
- We are not: A financial institution. We have no connections or agreements with financial institutions.
1. DATA COLLECTED
1.1 We do not collect or store personal data.
1.2 Types of data collected:
- Usage Data: We may collect anonymized information your browser sends when visiting our Services or accessing our apps via mobile devices. This data includes:
- IP address, browser type and version, pages visited, time and date of visits, time spent on pages, device identifiers, and other diagnostic data.
- Mobile-specific data, such as device type, unique device ID, operating system, and mobile Internet browser type.
2. HOW DO WE USE THE DATA?
2.1 3APPS uses Usage Data for:
- Providing and maintaining Services.
- Offering user support.
- Analyzing data to improve Services.
- Monitoring Service usage.
- Detecting and resolving technical problems.
- Conducting business analysis to enhance user experiences.
3. HOW LONG WILL WE KEEP THE DATA?
3.1 3APPS retains Usage Data solely for internal analysis purposes and to comply with legal obligations (e.g., retaining data for regulatory compliance or dispute resolution).
4. WHO HAS ACCESS TO THE DATA?
4.1 3APPS services are controlled, operated, and administered from Brazil. Stored data may be transferred to and maintained on servers outside of Brazil, where data protection laws may differ. We adhere to all relevant Brazilian and international data protection regulations.
4.2 Data shared with Service Providers:
| Provider | Purpose of Sharing |
|---|---|
| Google Analytics | Tracking and analyzing Service usage. For more information: Google Privacy Policy. |
| Firebase | Analytics and crash reporting. For more information: Firebase Privacy Policy. |
| Ad Services | Ad display and personalization. Providers include Google AdSense, MoPub, AppLovin, and others. Users can opt out using the providers’ deactivation links: Google Ads Settings, MoPub Opt-Out, AppLovin Opt-Out. |
5. DATA SECURITY
5.1 All data is stored anonymously on secure servers to protect user privacy.
5.2 Despite implemented security measures, no system is entirely secure. 3APPS is not responsible for unauthorized access or third-party actions that result in data breaches.
6. PRIVACY AND PROTECTION OF PERSONAL DATA
6.1 3APPS does not collect or store personal data. For any questions or requests regarding this Privacy Policy, please contact us at: [email protected]
7. CONTACT AND SUPPORT
For support requests or inquiries, reach us via email: [email protected]
By using any app or service provided by 3APPS SOLUTIONS AND ADVISORY LTDA, you agree to these Terms of Use and Privacy Policy. This policy applies to all apps operated under CNPJ: 51.329.151/0001-29.